Want to know if the home you sell will pass an FHA inspection?

Want to know if a home you want to buy will pass an FHA inspection?

Here is an FHA Check List

Federal Housing Administration Check list of Pennsylvania

HUD - Housing and Urban Development Guidelines in Pennsylvania

1.         1. Do you have chipped or peeling paint?
2.  
3.         2. Was the home built before 1978?  (May have lead based paint)
4.  
5.         3. Do you see signs of water damage on the interior of the subject? 
6.  
7.                If yes, a roof certification is required by a licensed roofer.
8.  
9.         4. Are Shingles missing or observed on the ground?
10.  
11.               If yes, a roof certification is required by a licensed roofer.
12.  
13.         5. Do you see signs of termite damage or termites?
14.  
15.               If yes, a wood infestation certification is required.
16.  
17.         6. Do you have well water and see any of the following, corrosion of pipes, and intensive agriculture within 1.4 miles, dump, junk yard, landfill, factory, gas station, or dry cleaning operation within a 1/4 mile, an unusual taste, smell or appearance of water?
18.          
19.              If you answer yes to any of these then a well certification is required.
20.  
21.          7. Do you have on site septic?  Do you see signs of failure in the yard near the septic (wetlands, excessive water, greener grass, etc)?
22.  

             If yes, then a septic certification is required.

         8. Do you see standing water near the foundation?

             If yes, the grading or drainage will have to be addressed.

         9. Are there any hazardous materials on site, either interior or exterior?

             If yes, they will have to be removed before transfering the property is to occur.

         10. Do you have any broken windows with sharp glass?  Are all windows functional?

             If yes, then the window will need to be replaced. Cracked windows may be ok as long as there are no sharp edges.  Windows must move up and down and be able to stay inplace.

         11. Do you have a crawl space in the basement or attic?  Is there 18" of clearance?

             If so, and there is not 18" the space must be made larger.

         12. Does your property conform to zoning?

         13. In a 2 to 4 unit, do you have a basement unit?  Is this allowed by zoning of the township or city that the subject is located in?

         14. All stairs over 3 steps must have a secured hand rail.

         15. Check all mechanical systems:

              Plumbing - Turn on 2 or 3 cold water faucets and then flush the toilets.  Check for leaks

                               Turn on hot and cold water in sinks and tubs.  Check for leaks.

              Heating - Make sure the heating system is operating correctly and there are no smell of fuel and there is property ventation

              Electric - Check to see that outlets are grounded any outlets by water sources must be GFI outlets.

   If you have other questions or FHA, Rural Housing, or HUD Guidelines for homes or home loans.  Call or email me now 484-334-7521 or Pete@PeteGustis.com